Terms of Service | bezner-insurance

Please read these Terms of Service (Terms) carefully before using the https://beznerinsurance.com website (the “Website") operated by the Bezner Insurance Agency (“us”, “we”, or “our”).

This Website is provided for general informational purposes and to allow users to request information, quotes, or services related to insurance products. Your access to and use of the Website is conditioned upon your acceptance of and compliance with these Terms.

These Terms apply to all visitors, users, and others who access or use the Website. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should discontinue use of the Website and Services.

Accounts

When you provide personal information to Bezner Insurance Agency, you guarantee that you are above the age of 18, and that the information you provide us is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may affect our ability to provide insurance quotes, service your policy, or respond to your request.

You are responsible for maintaining the confidentiality of any information you submit and for ensuring that any devices used to access this website are secure. Bezner Insurance Agency is not responsible for unauthorized access to your information except as required by applicable law.

By submitting your information, you consent to being contacted by Bezner Insurance Agency via phone, email, or SMS regarding your inquiry, policies, or services, in accordance with our Privacy Policy and SMS Terms and Conditions.

We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel accounts in our sole discretion.

Site Content

All content on this website, including text, graphics, logos, and images, is the property of Bezner Insurance Agency and may not be copied, reproduced, or distributed without prior written permission.

Feedback

If you submit comments, questions, suggestions, or other feedback to Bezner Insurance Agency through this website or otherwise, you agree that we may use such feedback to improve our services without any obligation to you.

You understand that any feedback you provide is voluntary and that Bezner Insurance Agency is not required to compensate you or maintain the confidentiality of such feedback.

Links To Other Web Sites

Our Website may contain links to third party web sites or services that are not owned or controlled by the Bezner Insurance Agency.

Bezner Insurance Agency has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third party web sites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that Bezner Insurance Agency shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such third party web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third party web sites or services that you visit.

Transactional Emails

Bezner Insurance Agency may send you communications related to your inquiries, policies, or services to the contact information you provide.

These communications may include notifications regarding your account, policy information, or updates to our Terms and Conditions.

By providing your contact information, you agree to receive such communications in accordance with these Terms and our Privacy Policy.

Termination of Services

Bezner Insurance Agency reserves the right to decline to provide services or to terminate its relationship with any client at any time, subject to applicable laws and regulations.

Termination of services by Bezner Insurance Agency does not, by itself, cancel or modify any insurance policy. All insurance policies are issued, underwritten, canceled, or non-renewed by the applicable insurance carrier in accordance with the terms of the policy and state law requirements.

If our agency relationship is terminated, clients are responsible for working directly with their insurance carrier or another licensed agent to maintain, modify, or replace coverage. Any requests to cancel, modify, or bind coverage must be confirmed in writing by the insurance carrier or a licensed representative.

Where required by law, appropriate notice of non-renewal or cancellation will be provided by the insurance carrier.

Billing and Payment

No Payments Through Website. Bezner Insurance Agency does not accept or process payments through this website. All insurance premium payments are made directly to the applicable insurance carrier through the carrier’s website, billing system, or other authorized payment methods.

Carrier Billing. Premium amounts, billing schedules, and payment terms are determined by the insurance carrier, not Bezner Insurance Agency. Any pricing displayed or communicated is based on information provided by the carrier and is subject to change in accordance with the carrier’s underwriting and billing policies.

Agency-Billed Policies. In limited circumstances where a policy is billed directly through Bezner Insurance Agency, payments are accepted only in the form of cash or check. Payment instructions will be provided directly to the client in those cases. No online payment option is available through this website.

Payment Information. Bezner Insurance Agency does not collect, store, or process payment method information through its website. Any payment information entered online is done directly through the insurance carrier’s secure system and is subject to the carrier’s privacy and security policies.

Authorization. By submitting payment information through a carrier’s website, you authorize the insurance carrier—not Bezner Insurance Agency—to charge your selected payment method in accordance with your policy terms.

Indemnification

You agree to defend, indemnify, and hold harmless Bezner Insurance Agency and its owners, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to:

(a) your use of this website or services;
(b) any information you provide that is inaccurate, incomplete, or misleading;
(c) your violation of these Terms; or
(d) your violation of any applicable law or the rights of a third party.

This includes, but is not limited to, any claims arising from insurance applications, quote requests, or other submissions made through this website based on information you provide.

Limitation Of Liability

To the fullest extent permitted by law, Bezner Insurance Agency and its owners, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, loss of coverage, loss of data, or other intangible losses, arising out of or related to:

(a) your use of or inability to use this website;
(b) any information obtained through this website;
(c) any delays, errors, or omissions in communications or transmissions;
(d) any actions, decisions, or policies issued by an insurance carrier; or
(e) your reliance on quotes, estimates, or other information provided through this website.

Bezner Insurance Agency does not guarantee the availability, accuracy, or completeness of any information provided on this website. All insurance coverage is subject to the terms, conditions, exclusions, and endorsements of the actual policy issued by the insurance carrier.

In all cases, Bezner Insurance Agency’s total liability, if any, shall be limited to the maximum extent permitted by applicable law.

Privacy

All data we collect is used for internal purposes only. We do not sell your personal information to 3rd parties. We may share your information with insurance carriers, service providers, and other third parties contracted to fulfill the processes involved in the obtaining of insurance, billing, support, metric collection and improvement of our Services. All such sharing is conducted in accordance with applicable privacy laws. You can read the full privacy policy here.

SMS Terms and Conditions

1. SMS Consent Communication

The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

2. Types of SMS Communications

If you have consented to receive text messages from Bezner Insurance Agency you may receive messages related to the following:

Insurance inquiries
Quotes
Policy updates
Promotions or offers (if applicable)

Example: “Hello, this is a friendly reminder of your upcoming appointment with [Name] at [Location] on [Date] at [Time]. Reply STOP to opt out of SMS messaging at any time.”

3. Message Frequency

Message frequency may vary depending on the type of communication. For example, you may receive up to [5] SMS messages per week related to your insurance inquiries, etc.

4. Potential Fees for SMS Messaging

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

5. Opt-In Method

You may opt-in to receive SMS messages from Bezner Insurance Agency through intake forms in the following ways:

Verbally, during a conversation
By submitting an online form
By filling out a paper form

SMS consent is not shared with third parties for marketing purposes.

6. Opt-Out Method

Customer will be able to opt out of SMS messages from Bezner Insurance Agency at any time. To do so, simply reply “STOP” at any time to any SMS message. Once opted-out customer will receive no further SMS communication. Customer can opt back in at any time by replying START.

7. Help

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly by Contacting Us, emailing to info@beznerinsurance.com or calling our office at 940-665-0333.

Additional Options:

If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

8. Standard Messaging Disclosures

Message and data rates may apply.
You can opt out at any time by texting “STOP.”
For assistance, text “HELP” or visit our Privacy Policy and Terms and Conditions pages.
Message frequency may vary.

Disclaimer

Your use of the Website is at your sole risk. The Website is provided on an “AS IS” and “AS AVAILABLE” basis. The Website is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Bezner Insurance Agency its subsidiaries, affiliates, and its licensors do not warrant that:

a) the Website will function uninterrupted, secure or available at any particular time or location;

b) any errors or defects will be corrected;

c) the Website is free of viruses or other harmful components; or

d) the results of using the Website will meet your requirements.

No Offer or Binding of Coverage

Information submitted through this website does not constitute a request to bind insurance coverage, change coverage, or cancel a policy. Coverage is not bound, modified, or canceled until you receive confirmation from a licensed representative of Bezner Insurance Agency or the applicable insurance carrier.

Any quotes provided are estimates only and are subject to underwriting approval, policy terms, conditions, and carrier guidelines. Coverage cannot be guaranteed based on information submitted online.

For policy changes, cancellations, or binding requests, you must speak directly with a licensed agent and receive written confirmation.

Exclusions

Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Texas, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 15 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Website after any revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new terms, you should discontinue use of this Website and Services.

If you have any questions about these Terms, please contact us.

We reserve the right to alter these Terms and Conditions at any time for any reason. These Terms may not be altered by you

without Bezner Insurance Agency prior written agreement. Only Bezner Insurance Agency may assign these Terms.

Last Updated: April 16, 2026